Coverages For Rental Property Owners
Dwelling
This coverage helps you pay for damages to the physical structure of your rental building and anything permanently attached, like your garage.
Personal Property
This coverage reimburses you if the contents in your rental property (like appliances) are damaged, destroyed, lost, or stolen.
Fair Rental Value/Additional Living Expense
If your rental building is damaged to the point that it's unsafe for your tenants to live there, this coverage will reimburse you for the lost rent.
Coverages for Renters
Personal Property
This coverage reimburses you if the contents in your rental home are damaged, destroyed, lost, or stolen.
Loss of Use
If your rental home is damaged and you can no longer safely live there, this coverage will reimburse you for your expenses while you live somewhere else (like a hotel) while your rental is repaired.
Personal Liability
This coverage provides protection if you’re found legally liable to have caused bodily injury or property damage to someone else.
Medical Payments
This coverage provides protection from injuries that occur at your residence (e.g. a friend slipped on your icy stairs).
File a Claim
When the unexpected happens, Fremont Insurance is by your side to help you reclaim whatever you lost. We’re committed to ensuring a smooth claims experience by keeping you informed every step of the way.