Standard Coverages
Dwelling
This coverage helps you pay for damages to the physical structure of your home and anything permanently attached, like your garage.
Other Structures
This coverage helps you pay for damages to physical structures that are not attached to your home, like a shed or a detached garage.
Personal Property
This coverage reimburses you if the contents in your home are damaged, destroyed, lost, or stolen.
Loss of Use
If your home is damaged and you can no longer safely live there, this coverage will reimburse you for your expenses while you live somewhere else (like a hotel) while your home is repaired.
Personal Liability
This coverage provides protection if you’re found legally liable to have caused bodily injury or property damage to someone else.
Medical Payments
This coverage provides protection from injuries that occur at your residence (e.g. a friend slipped on your icy stairs).
Additional Coverages & Programs
Enhanced Coverage Endorsement
This enhanced coverage helps pay for expenses like tree removal, refrigerated contents, glass deductible, back-up of sewers and drains, lock replacement, identity fraud, and much more.
Ordinance or Law Coverage
If you have an older home that's damaged and needs repair, you may be required by construction ordinances or laws to meet updated building codes, which can get expensive. This coverage reimburses you for part of those expenses.
File a Claim
When the unexpected happens, Fremont Insurance is by your side to help you reclaim whatever you lost. We’re committed to ensuring a smooth claims experience by keeping you informed every step of the way.
