Fremont Insurance has a product to fit all of your needs. Our company is known for its unique ability to customize our products for our clients.

As a Michigan exclusive carrier, we have the time to learn about our customers personal, recreational and commercial exposures. By taking the time to care, we can make certain you are adequately covered at the time of a loss.

Our independent agents:

  • Will give you excellent service and competitive prices
  • Carefully selected from each community
  • Are ready to assist you when you have a claim
  • Is your consultant, working with you as you determine your needs
  • Offers you a choice of insurance plans and programs
  • Are experts at finding the best combination of price, coverage and service
  • Offers convenient one-stop shopping for a full range of products and discounts

Agent Search

As a registered policyholder you can

  • View Your Policy Information
  • Make An Online Payment
  • Contact Your Agent
  • Monitor and View Claim Payments
  • Register for safety newsletters
    to protect your family
  • File a Claim

Contact Information

Fremont Insurance Company
933 East Main Street
Fremont, MI 49412
888-968-3664  |  231-924-0300

Monday-Thursday 8AM-5PM
Friday 8AM- 4:30PM

After Hours Claims & Roadside Assistance 800.550.0325

Workers' Compensation First Report of Injury Call Center

If the unexpected happens to your home, auto, boat or commercial building, we are here for you.

Fremont Insurance stands behind you 24 hours a day, 7 days a week. First contact your independent agent to report the claim. If they are closed, please contact our Emergency Claims Service Center at 1-800-550-0325 for immediate assistance.

Roadside Assistance is available for Towing, Flat tire removal and replacement and Lock-out Service. Just call 1-800-550-0325

What to do in case of a motor vehicle accident:

Secure the names and addresses of the driver, passengers and witnesses. Do not assume liability or divulge your policy limits. Make no payments or promises to anyone. Allow the company to conduct an investigation. Contact your Fremont Insurance agent immediately. If you do not have the contact information, please contact us at 888-968-3664.

Fremont Insurance Glass Program

One phone call offers you service in seconds. Our program is equipped to field your call at your convenience. The service will take your claim, verify coverage and conference you in with a repair shop of your choice to schedule an appointment. For fast, friendly, reliable service, call 1-800-550-0325 or submit your claim to

What to do in case of a property loss:

Contact your Fremont Insurance agent immediately. If the office is closed, report the claim to 1-800-550-0325 Report all theft losses to the authorities Protect your property from further damage Take photographs of the damages before the repairs begin


Lawsuits must be reported immediately to the company. It is recommended the papers be delivered to the agency in person, which should then be forwarded to Fremont Insurance.


Beginning July 2, 2020 changes to the existing No-Fault Auto Insurance Law will take effect.  To learn more about these changes, visit the Michigan Department of Insurance and Financial Services at  If you have questions and want to learn more, contact a knowledgeable independent agent near you using the Find an Agent tool, located 2 tabs over.

Exceptional Service, Customized Products at Competitive Rates

Fremont Insurance takes pride in providing Michigan residents with exceptional service and customized products at affordable rates.  Our customer-focused approach has made Fremont one of the fastest growing and most respected insurers in the state. Compare our coverage and price.  We’re confident you won’t find a better insurance value.

Cyber-Liability: Are You Protected?

Insuring your business against cyber liability threats is easy and affordable with Fremont Insurance. Nine distinct coverages are included in the cyber liability endorsement available as part of your Commercial Package Policy or Businessowners Policy. Cyber Extortion and Privacy Breach are two types of losses that tend to make the headlines.

Learn More

These headline grabbing events and other less publicized cyber-attacks generally require specialty insurance coverage.  Fremont Insurance has partnered with NAS Insurance Services to make multiple cyber liability insurance options and risk management information available to you. For more information about this important insurance protection, please contact a Fremont Insurance Independent Insurance Agent.

MAIA Survey Results

According to the results of the 2016 Biennial Michigan Association of Insurance Agents (MAIA), Agent Survey of Companies, Fremont Insurance was rated one of the top 3 insurance companies among independent agents across the state. Fremont Insurance received the scores by placing at or near the top of all nine categories in the survey. Fremont was ranked as the top company in the Underwriting/Service in Personal Lines, Commercial Lines and Marketing categories. Read More